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Posted on December 19, 2023 in Interesting Articles
Have you been involved in a motor vehicle collision in South Carolina? You may be entitled to compensation if your accident resulted from another driver’s carelessness.
Knowing what to do in the aftermath of a car crash can play a significant role in whether you receive the compensation you deserve. Completing and submitting the South Carolina FR-10 form is one step you must take early to ensure the process runs smoothly.
According to the South Carolina Department of Insurance (SCDOI), drivers in South Carolina must purchase auto insurance. The law requires car drivers to carry a minimum of $25,000 per person in bodily injury liability insurance. Drivers must also carry at least $50,000 in bodily liability insurance for all individuals who may sustain injuries in a crash.
According to the SCDOI, the FR-10 is the form an officer gives any driver involved in an accident where the driver will provide information about their insurance.
Motorists should always report crashes to the police. Although the law may not require them to report all collisions, it’s best to err on the side of safety. If you’re ever involved in a car accident, call 911 and wait for an officer to arrive at the scene.
The SCDOI states that when the officer provides you with an FR-10 form, your insurer must complete the portion of the FR-10 form that provides information about your insurance. You or your insurer must then submit the completed form to the South Carolina Department of Motor Vehicles (SCDMV) within 15 days of the accident date.
Under South Carolina law, failure to submit the FR-10 form by the deadline may result in the law assuming you have not purchased the necessary insurance for your vehicle. You may face legal penalties accordingly.
Exchanging insurance information in the aftermath of a collision is important. South Carolina is an at-fault state. That means you can submit an insurance claim for compensation if another driver caused the wreck.
Perhaps you forgot to exchange insurance information at the scene of the crash. Or maybe the information a driver provided is incomplete or inaccurate. If their insurer completed and submitted SC accident form FR-10, the DMV will have the insurance information you need. According to the SCDOI, you may submit form FR-50 to the DMV to request a copy of the crash report.
Completing and submitting the South Carolina FR-10 form is just one step in the process of seeking compensation after a wreck. For assistance with navigating this process, you should hire a South Carolina car accident lawyer.
At The Melonakos Law Firm, we can answer your questions about form FR-10, the police report, and more. Get started by contacting us online or calling us today for a free case review.
Michael, a lawyer who honed his skills at premier Atlanta insurance defense firms, specializes in cases involving trucking, auto, and premises liability, adeptly representing both local and national clients.
